Listen and complete the following text based on what you have heard.
Then, read the complete text aloud in proper pronounciation and intonation
Making a budget is the most important thing you can do to manage your money, but many people are reluctant to take this (1) beneficial step. You may associate budgeting with restrictions and a lot of hassle and headaches.
Or you may feel like you are too poor to budget. However, budgeting is essential because it can help you save money instead of overspending and (2) enables you to make the most of every dollar.
Spending money without thinking carefully about where it all goes can easily lead you to (3) overspend each and every month.
Baca Juga: Jawab Soal Materi Bahasa Inggris Kelas XI, Bab IV Assessment A No. 1-4
Overspending limits your spending power in the future as more and more of your income has to be applied to debt payments.
A budget is a plan that helps you (4) prioritize your spending. With a budget, you can move to focus your money on the things that are most important to you.
It may be getting out of debt, saving up for a home, or working on starting (5) your own business.
People who do not have a budget tend to save less money than people who do. That's because when you budget, you (6) assign your money to do certain things.